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Frequently Asked Questions About Social Security Benefits

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by: albert.tobega
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Date: Tue, 23 Dec 2008 Time: 2:18 PM
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Which social security benefits are you eligible for? The regulations can be labyrinthine, and trying to puzzle them out can be an exercise in frustration. To work out which disability benefits you may be able to receive, and to find out whether you will be able to earn an income while receiving disability, read on.
Can I get partial disability through SSA?
No, you cannot qualify for disability benefits through Social Security if your disability is partial or short term. Only people whose disability is considered complete and is expected to last more than one year are eligible for social security benefits. (Note that as long as your highest possible income is below an SSA determined level, you may work while collecting disability benefits.)
I cannot work as long as before or at the same skill level, so although I still have a job, my income has dropped. Can I still file for social security benefits?
Yes, you can file for disability benefits if you are making less than a certain amount per month, averaged over a full year. The amount changes annually, so check the official Social Security web site or booklets to find out what the current limit is.
However, your current income is not the only number the state agency will consider when evaluating your case. If you can move to another line of work and in so doing raise your income above the approved level, you will not be considered eligible for disability benefits. The state agency will consider your training, experience, age, and medical condition when deciding whether you are able to do other work, so you will not be pushed into doing work for which you are untrained or which strains your physical capacity.
My doctors say there is no treatment that can help me, so why do I have to keep going to doctors?
When you first file for social security benefits, the state agency that manages your case will need a complete evaluation of your health, a process that may require repeated doctors visits. The doctors you usually go to may not be able to provide enough information; for example, you may need tests or equipment that your doctor does not have. In that case, the state agency may arrange for you to be examined by another doctor.
Once you are determined to be disabled, you will need regular examinations to determine the progress of your medical condition. Not all disabilities are permanent; you may improve enough to return to work, even if there is no medical treatment that can speed your improvement along.

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